USE A HOME LOAN EXPERT WHO WORKS FOR YOU...
NOT THE BANK

Independent mortgage brokers shop multiple lenders to find the most competitive rates

USE A HOME LOAN EXPERT WHO WORKS FOR YOU...
NOT THE BANK

Independent mortgage brokers shop multiple lenders to find the most competitive rates

Lower Mortgage
Rates

More lenders equal more competition, more competition means lower interest rates, and lower rates means more money in your pocket.

A Professional In Your Corner

I'll listen to your goals and help you get there. If you're ready today, we will get it done today. If you need a roadmap for the future, we'll build it together.

Someone You Can Trust

I'm building clients for a lifetime. The purchasing clients of today are the refinancing clients of tomorrow. You'll get the best I have. Every. Single. Time.

Not sure if you qualify?


I can help you in any situation.

First Time Homebuyer?

Down Payment Assistance

Get access to unique loan products designed specifically for first-time homebuyers. 

Investor?

Single family, multi-family, apartment?

There are a variety of LTVs and qualifying options for every investor.

FHA, VA, or USDA?

15 or 30-year fixed rate

These are the most common loans for homebuyers. Learn how to get the most out of them. 

Vacation Home?

Single Family or Condos

With only 10% down, you can add a vacation home to your portfolio.

Need A Jumbo Loan?

$1,000,000+

When you need a loan bigger than the federally regulated conforming loan limit, it’s time to go Jumbo!

Need Something Creative?

When it comes to owning residential real estate, there is always a solution.

Serving California, Idaho, and Investors everywhere!

Ready to complete your application online? No Problem!

Outstanding Communication

You'll never be wondering what's going on with your loan.

Options Tailored To You

You'll have unique products that best fit your unique situation.

Close Your Loan On Time

It sounds simple, but not all lenders can close quickly, or even on time.

Competitive Low Rates

The right program + competitive rate = lower monthly payments

I'm Brett and I'm Here to Help!

Being a mortgage broker means I don't work for the bank, I work for you. In most cases, I'm paid by the bank we use, and I'm paid the same regardless of which bank we choose. All of this is on purpose to guarantee that you are getting the most competitive product available for your situation.

Not only am I a mortgage broker, I'm a real estate investor and licensed real estate agent. I've spent hundreds of hours crunching the numbers and researching the best products for my own properties and I offer that same passion and determination for my clients.